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Agriculture Loans in Lincoln & St. Charles County

In 1906, a small group of farmers and businessmen identified the need to create a sustainable banking solution supporting local farm-to-fork initiatives and operations, thus founding the Bank of Old Monroe. Over 115 years later, the Bank of Old Monroe remains committed to meeting farm customers at the fencepost through competitive agriculture loans and programs to help ensure sustainable growth in our community.

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Create or Expand Your Farm Operations With Agriculture Loans

We customize our vast agriculture loan offerings to each farm customer’s needs. Whether you’re an agricultural producer, land and equipment purchaser, or farmer, the Bank of Old Monroe has you covered with competitive operating lines of credit and loans suited to you.

The Bank of Old Monroe serves customers at all stages, from those just beginning their farming journeys to large agricultural production operations. We can help find a customized lending solution to fit your needs, whether you want to purchase a small tract of land or expand and diversify your operations. Numerous multigenerational agricultural businesses and century farm landowners trust the Bank of Old Monroe for their lending needs, and so can you.

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The Farm Lending Options We Offer

Our years of experience serving agricultural customers have allowed us to provide a broad range of lending products and services. We offer the following customized agriculture loans in Lincoln and St. Charles County:

Land Loans

A land loan from the Bank of Old Monroe lets you purchase the ground and build in a single transaction. Whether livestock or grain bins, we offer a competitively priced loan solution for you with fixed and variable rates available. Plus, our land loans have no acreage limit.

Equipment Loans

Our equipment loans allow you to purchase or finance capital assets such as machinery, equipment, or livestock. The Bank of Old Monroe finances new and used equipment to suit your needs.

Operating Lines of Credit

Agriculture operating lines of credit include revolving debts you can borrow and repay to fund the annual costs of running your farm. You can use the operating line of credit to fund day-to-day farm expenses and inputs like seed, fertilizer, tillage, harvesting, irrigation, and labor. An operating line of credit lets you continue producing your crops, fruits, vegetables, and livestock with flexible terms and payment schedules.

Loan Requirements

Considerations for lending have many facets. Loans are subject to final underwriting, compliance, and the decision of bank leadership. Contact a lending team member to determine the best agricultural loan program for you! We’ll answer your questions and walk you through the process – experience the difference at the Bank of Old Monroe.

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Why Choose Our Community Bank for Your Agriculture Loans?

Our founders created the Bank of Old Monroe to provide a banking solution for the local farming community. We have over 115 years of agricultural expertise and use that knowledge to personalize your farm lending programs. 

We pride ourselves on our fast response time, personalized service, and customizable solutions. The Bank of Old Monroe team strives to help you achieve your goals and continue growing your agricultural operations.

Contact Us Today for Farm Loans With a Personal Touch

The Bank of Old Monroe has served the Lincoln and St. Charles communities for over a century. Customers in Troy, Old Monroe, O’Fallon, Wentzville, and Moscow Mills trust our local bank for friendly, responsive, and individualized service. 

Let’s work together to continue agricultural growth in our community. Contact us today for an agriculture loan solution suited to you.

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We Offer Mobile Banking

Manage your finances on the go with the Bank of Old Monroe app! Our app allows you to view transactions, transfer funds, pay bills, deposit checks and more! To discover all the ways our app can benefit you, visit your app store and search “Bank of Old Monroe” to download.

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